For independent coffee shops and small businesses, digital loyalty cards are a modern replacement for paper stamp cards. Two tools often considered are Paperless Perks and Loyal-T.net. Both allow you to run QR-based loyalty programmes — but they differ sharply in how visible your brand is to customers and how pricing scales as your business grows.

This comparison breaks down pricing, technology, customer experience, and branding, and explains why Paperless Perks is usually the stronger option for independent cafés.

Pricing and Plans

Paperless Perks Pricing

Paperless Perks uses a stamp-based pricing model, which scales naturally with footfall.

Free plan:
Unlimited customers and 200 stamps per month — ideal for testing digital loyalty.
£6.99/month:
1,000 stamps per month.
£19.99/month:
2,000 stamps per month, enough for a busy independent café.
Higher tiers available for larger volumes.

You are charged based on actual usage, not how many customers you have stored.

Loyal-T Pricing

Loyal-T prices based on number of customers, not visits.

Free plan:
Up to 20 customers.
£19/month:
Up to 100 customers.
Higher plans required for more customers or multiple locations.

This means a café with just 100 regulars immediately hits the £19/month tier — even if those customers only visit occasionally.

Direct comparison:

Loyal-T: £19/month → 100 customers total
Paperless Perks: £19.99/month → 2,000 stamps issued

For most cafés, 2,000 stamps represents hundreds of repeat visits, not just stored customer profiles.

Bottom line:
Paperless Perks scales with real loyalty activity. Loyal-T charges for customer count, regardless of how often those customers return.

How Stamping Works (QR vs Wallet)

Loyal-T: QR-Only, Web-Based

Loyal-T operates entirely via QR codes and web pages:

Businesses display a QR code.
Customers scan the QR code to join.
At each visit, customers scan again to receive stamps.
Loyalty cards live on a Loyal-T web page, not in the phone’s wallet.

There is no Apple Wallet or Google Wallet support.

Paperless Perks: Wallet-Native QR Scanning

Paperless Perks also uses QR codes — but embeds them directly inside:

Apple Wallet passes
Google Wallet passes

The flow is simpler:

Customer adds the card once to their wallet.
Staff scan the wallet card QR to issue stamps.
Stamps update instantly on the lock screen.

No customer app. No bookmarks. No searching for links.

Customer Experience: Wallet vs Web Page

This is one of the biggest differences between the platforms.

Loyal-T Customer Experience

Loyalty card lives on a web page
Customers must remember where it is
No lock-screen updates
No wallet integration
No passive reminders between visits

If the customer doesn’t actively think about your loyalty card, they’re unlikely to open it.

Paperless Perks Customer Experience

Paperless Perks cards live in the native phone wallet, alongside tickets and boarding passes.

This delivers:

Persistent brand visibility
Lock-screen updates when stamps are added
Automatic updates when rewards are earned
Optional proximity notifications when customers are near your store

These features are not available with Loyal-T.

Bottom line:
Paperless Perks keeps your brand visible every day. Loyal-T requires customers to remember to look for you.

Branding & Marketing Visibility

Loyal-T Branding

Loyal-T allows basic branding (logo, colours), but:

The card exists inside Loyal-T’s system
There is no wallet presence
No proximity or location-based reminders
Brand exposure stops once the browser is closed

Your loyalty card is functional — but easy to forget.

Paperless Perks Branding

With Paperless Perks:

The loyalty card looks and behaves like a first-party card
Your branding lives permanently in the customer’s wallet
No third-party interface
No competing distractions

For small cafés, this is the closest digital equivalent to a physical stamp card — except it works automatically.

Notifications & Re-Engagement

Feature	Paperless Perks	Loyal-T
Apple Wallet support	✅	❌
Google Wallet support	✅	❌
Lock-screen stamp updates	✅	❌
Proximity notifications	✅	❌
App-free for customers	✅	✅

Loyal-T does not offer wallet-based notifications or location-based reminders. Engagement depends entirely on customers manually opening a web page.

Ease of Use for Staff

Both systems are simple to operate.

Loyal-T: customers scan a QR code themselves
Paperless Perks: staff scan the customer’s wallet card

In practice, Paperless Perks gives staff more control at busy tills and avoids customers fumbling with links or browser tabs.

Final Verdict

Both Paperless Perks and Loyal-T provide QR-based digital loyalty cards. Loyal-T is a straightforward web-based solution and may suit very small businesses with under 20 customers.

However, for growing cafés and independents, Paperless Perks is clearly stronger:

Native Apple Wallet & Google Wallet cards
Proximity notifications and lock-screen updates
Far better brand visibility
Pricing based on real usage, not customer limits
£19.99/month for 2,000 stamps, not just 100 customers

If your goal is to keep your brand visible and encourage repeat visits — not just store customer names — Paperless Perks delivers more value.

Ready to modernise your loyalty cards?

Create a digital loyalty card your customers actually see — every day.

👉 Try Paperless Perks today and start issuing wallet-based loyalty cards in minutes.

Paperless Perks vs Loyal-T: Digital Loyalty Card Comparison